As the end of the year quickly approaches, have you made the most of your dental insurance? If your answer is no, now is the time to maximize your dental insurance before the year ends. If you have dental insurance, you need to understand how to use your dental insurance in Waco to ensure you are getting the most out of your coverage. As your family dentist, we want to see you receive the care you need using your insurance to ensure it is as affordable as possible for you. We have the tips you need to maximize your dental insurance before the year comes to an end.
Make the Most of Your Dental Insurance
Unfortunately, most people do not understand their dental insurance. As a result, they are not aware of the extent of their coverage so they are not getting the most value out of their plan. Prior to heading to the dentist, make sure you fully understand your dental plan, such as your copayments, deductibles, and annual allowance amounts.
After you have a better understanding of your dental plan, you are able to take advantage of the benefits offered within your plan. The most frequently used services include diagnostic and preventive services, such as regular dental cleanings and checkups. Many dental insurances will cover the entire cost of these appointments or only require a small copayment because these appointments help to avoid costly dental care in the future. Read your plan carefully to learn if there are any frequency limitations or exclusions for diagnostic and preventive care under your plan.
Use an In-Network Dentist
To make the most of your dental coverage, choose an in-network dentist. An in-network dentist is contracted with your dental insurance to provide services for a set amount. As a result, your insurance will cover this pre-agreed amount, saving you from unexpected out-of-pocket expenses.
Keep Track of Claims and Benefits
Once you have received treatment, be sure to track your claims to monitor your remaining benefit dollars for the rest of the year. You will receive a summary of services that will show what your insurance has paid and what you have paid. This explanation will allow you to monitor your deductibles and the amount of your annual allowance that is remaining for the year.
Use Preventive Services
The majority of dental insurances allow you to undergo two dental cleanings and checkups twice a year, which will often include x-rays. Be sure to use your preventive services each year to their full potential. Preventive care is vital for preventing costly dental procedures in the future which may not fully be covered by your dental insurance.
Your Dentist for Affordable Care
We strive to make dental care affordable and accessible for all patients, which is why we work with most dental insurances. As the year draws to an end, we will help you make the most of your dental insurance. Contact our office today to schedule an appointment for the care you need using your dental insurance.